Boat Insurance in Burr Ridge, IL


Whether you're dry docked or enjoying life on the high seas make sure you’re covered by one of our comprehensive Boat Insurance Plans. Accidents do happen and if your boat sinks, capsizes, is damaged by a storm or if you are personally injured, your policy will protect you. Find out today how we can cover your investment and save you money.

Types of Watercraft

  • Boats – Vessels between 16 and 26ft long
  • Yachts – Vessels over 26ft
  • Personal Watercraft – under 16ft (Ski-doos, wave runners, etc.)

Our Boat Insurance Features

Included With Every Policy

Every boat and personal watercraft insurance policy includes some great coverage to ensure your time on the water is worry-free and enjoyable.

Agreed Value

All boat and personal watercraft policies are agreed value, no matter the age of your boat or personal watercraft. If your boat is declared a total loss after an accident or theft, you’re covered for the total value we agreed upon when you insured it. There’s no complicated depreciation formula based on the age and condition of your boat. All you pay is the deductible. If your boat or PWC is a total loss, we’ll cover everything else up to the value we agreed upon.

Fishing Poles, Water Skis, Cushions and Coolers

With personal effects coverage, your fishing gear and other personal property is covered for up to $750. Unattached equipment like water skis, deck chairs, anchors, safety equipment and marine electronics is automatically covered for up to 10 percent of your hull value or $100, whichever is greater.

Fuel Spill and Wreckage Removal

Coverage for cost related to cleaning up fuel spills and removal of accident wreckage is included in every boat insurance policy. If your boat sinks or is seriously damaged, there is a chance that it could leak oil or fuel into the water. As the boat's owner you are required by law to have this cleaned up, which can be time consuming and expensive. it will also help pay costs related to having your sunken or sinking boat raised and removed when required.

On the Water Near You

Boat insurance covers you and your boat up to 75 miles from the U.S. coastline and into Canadian coastal or inland waters. In California, Florida and Oregon, additional coverage areas can be purchased.

Why Boat With Us?


Great Reasons to Choose Boat Insurance

Coverage, Value and Price

We provide the best combination of coverage, value and price for you and your boat or personal watercraft.

We Make Insurance Easy

We’ll work hard to get you out on the water as quickly as possible. Get a watercraft insurance quote in about five minutes. Get a policy that’s right for you in only a few minutes more.

Personal Advice

We can offer personal advice on the amount of boat insurance you need and which coverage options are right for you.

24/7 Claims Service

A customer service representative specializing in boat and personal watercraft claims is available to assist you around the clock, every day of the week.

Discounts and Savings

We offer numerous discounts and opportunities for you to save and pay less for boat insurance.

Flexible Coverage Options

We give you the option to choose coverage that’s right for you. Get all the coverage you need, and none of the coverage you don’t.

Simple Billing Statements

Our billing statements are easy to read and understand.

Flexible Payment Options

Pay your bill in full or in monthly installments.

Coverages Available

  • Boat Liability
  • Medical Payments
  • On-water Towing
  • Property Damage
  • Uninsured/Underinsured Watercraft
  • Consequential Damage Coverage
  • Salvage Coverage
  • Trailer